SIGNER’S CHOICE TERMS OF SERVICE

Last Updated: June 24, 2026

PLEASE READ THESE TERMS OF SERVICE (“TERMS”) CAREFULLY. THEY INCLUDE A CLASS ACTION WAIVER THAT MAY AFFECT YOUR LEGAL RIGHTS.

Welcome to Signer’s Choice (“Signer’s Choice,” “we,” “us,” or “our”).  Signer’s Choice is a web-based platform that allows users to schedule, manage, and coordinate document execution and notarization services. Through the Signer’s Choice website and related online interfaces (collectively, the “Site”), users may request notarization services through third-party service offerings, including (i) Signature Closers, which coordinates mobile notaries for in-person notarizations, and (ii) NotaryCam, which enables remote online notarization. In addition, Signer’s Choice may provide access to Stewart Sign, an electronic signature service that allows documents to be executed electronically (even when the documents do not require notarization).

These Terms govern your access to and use of the Site.  Review them carefully.  accessing and using the Site, you agree to accept and be bound by these Terms.  In addition, by using the Site, you also accept and agree to the terms of our Privacy Policy which is expressly incorporated herein.  Before using the Site and/or providing your personal information to us, please carefully review the Privacy Policy. If you do not agree to these Terms or the Privacy Policy you may not access or use the Site or any services made available through the Site.

We reserve the right to update or modify these Terms at any time and you are solely responsible for reviewing these Terms from time to time to check for any updates. Your continued use of the Site after any update constitutes your agreement to the updated Terms. ALL AMENDED TERMS BECOME EFFECTIVE UPON THE LAST UPDATED DATE REFLECTED IN THE TERMS.  

1. USE OF THIS SITE; MODIFICATION; SERVICE & AVAILABILITY

Site Use. Use of the Site requires compatible devices, software, internet access, and data connectivity, all of which you are responsible for obtaining and maintaining at your expense. We do not guarantee compatibility with all devices or uninterrupted or error free operation. We may require updates or discontinue support for certain devices or versions, and failure to meet system requirements may limit or prevent access. Your use of the Site may incur data or connectivity charges, for which you are solely responsible. We are not responsible for outages or failures caused by third party networks, carriers, or device limitations.

YOU AGREE THAT WE MAY REFUSE OR LIMIT ACCESS TO THE SITE AT ANY TIME FOR ANY LAWFUL REASON.

Modification of or Termination of the Site. We may modify or discontinue any Site features or services offered through the Site, and may suspend or terminate operation of the Site in whole or in part, at any time in our sole discretion and without advance notice; provided that, while the Site continues to operate, Core Site functionality will not be materially reduced without reasonable notice.

Beta Features. From time to time, we may make beta, pilot, or evaluation features available.  Such features are provided on an “AS IS” basis, may be changed or discontinued at any time, and are excluded from any service commitments or warranties.  Your use of any beta, pilot, or trial features is voluntary and at your own risk. 

Platform Maintenance and Service Availability. We use commercially reasonable efforts to operate and maintain the Site in accordance with industry standards. You acknowledge and agree that the Site may occasionally be unavailable due to scheduled maintenance, unscheduled emergency maintenance, or events outside our reasonable control, including outages affecting third‑party service providers.  We will use reasonable efforts to provide advance written notice of any scheduled service disruption, but do not guarantee uninterrupted or error‑free operation of the Site.

2. CONSENT TO ELECTRONIC SIGNATURES, DISCLOSURES, AND RECORDS (IF APPLICABLE)

If applicable to this Site, by accessing and using the Site and (if applicable) creating an Account, you consent to the use of electronic records, electronic signatures, and electronic delivery of all notices, disclosures, agreements, and records relating to your Account, the Site and these Terms.  Your consent applies to all transactions and communications with us and satisfies any legal requirement that such communications be in writing.

You agree that your electronic interactions with the Site, including clicking buttons, checking boxes, or otherwise indicating acceptance, constitute your electronic signature and binding agreement to the applicable terms.

Note:  If you are using one of the services available through the Site, additional Service-Specific Terms may apply to any electronic signatures, electronic records, or electronic delivery of records relating to those specific services.  Review those terms and any applicable consents carefully. 

3. ACCOUNTS

To use the Site, an account will be created for you by your organization or one of our employees (“Account”). By continuing to use the Site, you agree (a) to the creation of the Account, (b) that you are  a resident of the United States or one of its territories at least 18 years old and have the legal capacity to enter into these Terms, and (c) that you have access to a computer or smart device that meets the above-mentioned system requirements. 

• Account Good Standing and Security

To keep your Account in good standing, you must comply with these Terms, timely pay all fees and charges owed to us (if applicable), and keep all required information (e.g. name, address, email address, etc.) up-to-date and accurate. You are solely responsible for safeguarding your Account credentials, including your username, password, and authentication information, and may not share them with any third party. YOU MUST NOTIFY US IMMEDIATELY OF ANY SUSPECTED UNAUTHORIZED ACCESS OR SECURITY BREACH.  We may restrict, suspend, or terminate Account access if we reasonably believe your Account has been compromised and we are not responsible for losses resulting from your failure to secure your credentials or devices.

• Account Closure or Termination

We may, in our sole discretion, suspend or terminate your access to the Site and/or your Account at any time and without prior notice, including if we believe you have violated these Terms or engaged in conduct inconsistent with their intent.  WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY RESULTING FROM ANY SUCH TERMINATION OR SUSPENSION. If your Account shows no login or activity for twelve (12) consecutive months, we may, after any required notice, deem the Account inactive and suspend or close it.

You may close your Account at any time.  Closing your Account does not relieve you of responsibility for any obligations incurred prior to closure, including, if applicable, any payment obligations to us.

We may deny or delay Account closure if: (a) transactions are pending or disputes or claims remain unresolved; (b) amounts remain owed to us; (c) the Account is subject to a legal hold, compliance review, or other legally required restriction; or (d) closure would prevent us from meeting legal, regulatory, or contractual obligations.

4. YOUR USE OF THE SITE

You acknowledge and agree that you will not use the Site to: 

1. impersonate any person or entity, misrepresent your identity or authority, or falsely claim any sponsorship or endorsement;
2. send unauthorized or unsolicited mass communications, including messages that violate applicable anti‑spam laws;
3. upload, transmit, or share unlawful, defamatory, obscene, or infringing content, or content that violates the rights of others;
4. introduce malicious code, or attempt to hack, bypass, disable, or interfere with Site security or protections;
5. interfere with the operation or performance of the Site, or disrupt other users’ access or use;
6. engage in, encourage, or assist unlawful conduct, or conduct that could give rise to civil or criminal liability;
7. collect, harvest, or extract data (including personal information) without authorization;
8. use Site content, data, or outputs to train or develop AI or machine‑learning models;
9. reverse engineer, decompile, disassemble, or otherwise tamper with the Site; or
10. submit false, misleading, fraudulent, or unauthorized information or materials.
11. YOUR REPRESENTATIONS AND WARRANTIES

By accessing or using the Site, you represent, warrant, and agree that:

1. You will comply with all laws, rules, and regulations applicable to your use of the Site and any transactions or activities conducted through it, including applicable electronic‑signature and notarization laws (including the E‑SIGN Act and comparable state laws), the USA PATRIOT Act, the CAN‑SPAM Act (for emails sent through the Site), the Telephone Consumer Protection Act, the Telemarketing Sales Rule, other applicable marketing or telemarketing laws, intellectual property laws, anti‑bribery, anti‑corruption, and anti‑money‑laundering laws, and all applicable state and federal privacy laws.
2. You have the legal authority and capacity to agree to these Terms and to use the Site as permitted.
3. Your use of the Site does not breach or conflict with any other agreement or legal obligation that applies to you, including confidentiality or nondisclosure obligations.
4. All information you provide to us is truthful, complete, and accurate, and you will promptly update it if anything changes. You also confirm that you have the right to provide this information. We are not liable for any incorrect information that you provide to us.
5. You are not located in, organized under the laws of, or ordinarily resident in any country or territory subject to U.S. embargoes or comprehensive sanctions, are not listed on any U.S. government restricted or denied party list, and will comply with all applicable export control and economic sanctions laws in your use of the Platform.
6. COMMUNICATIONS; EMAIL, SMS, AND PHONE CALLS

• Electronic Communications Generally

In order to use the Site and the services offered through the Site, we or our service providers may communicate with you regarding your account, scheduling activity, signing events, requested services, or other transactional or administrative matters related to your use of the Site.  These communications may be sent by email, text message (including SMS/MMS), phone call, or other electronic means, and may include calendar invitations, confirmations, requests for signatures, reminders of upcoming signing events, or service‑related notices (“Notices”). Most but not all wireless carriers support Notice delivery but you should check with your carrier; Stewart is not liable for the carrier’s failure to deliver the Notice.

• Email Communications

By providing your email address and using the Site or services, you consent to receive Notifications by email.  All such emails will allow you the opportunity to opt out from receiving subsequent emails by following the directions in the email. 

• Consent to Transaction Phone Calls or Text Messages

By providing your telephone number and using the Site or services, you expressly consent to receive non‑marketing, transactional Notices by text message and/or phone calls from or on behalf of Stewart, including via automated systems, including any systems which may qualify as an automatic telephone dialing system or comparable technology or which may use artificial intelligence and/or pre-recorded/artificial voice messages.  These communications are for the transaction or your business with Signer’s Choice and are not for marketing or promotional purposes. Message and data rates may apply depending on your carrier and plan, and message frequency will vary based on your activity; Signer’s Choice will not pay for any costs charged to you by your carrier for these messages, so please check with your wireless carrier.  Text HELP for help, STOP to stop.  You may also opt-out by contacting us at the phone number provided in the Contact Us section. 

• Opt Out of Notices; Impact on Services

In addition to the opt‑out methods described this Section and (d) above, you may also manage your email, text message, and phone call preferences through your Account by removing the applicable contact information or adjusting your Account notification settings.

You acknowledge, however, that receiving such communications is necessary to use certain Site features and services, including scheduling, calendar reminders, and signing‑related functionality.  IF YOU REVOKE CONSENT TO RECEIVE NOTICES, YOU MAY NO LONGER BE ABLE TO ACCESS OR FULLY USE SOME OR ALL FEATURES OR SERVICES AVAILABLE THROUGH THE SITE.

7. INTELLECTUAL PROPERTY RIGHTS
8. Our Intellectual Property. We (and our licensors) retain all right, title, and interest in and to the Site and any services offered through the Site, including all software, technology, design, architecture, interfaces, content, features, trademarks, service marks, trade names (including but not limited to “Signer’s Choice”, “Signature Closers”, “NotaryCam,” “Stewart Sign”), logos, branding, and other materials made available through the Site (collectively, the “Intellectual Property”). For purposes of these Terms, “Intellectual Property” includes all patents and patent applications, copyrights, mask works, trade secrets and confidential information, design and engineering know‑how, proprietary rights in intangible property, and all related continuations, renewals, extensions, and associated rights. Except as expressly permitted in these Terms, no rights or licenses are granted to you, and you may not copy, reproduce, modify, distribute, publish, transmit, sell, create derivative works of, or otherwise use any Intellectual Property without our prior written consent, except where the Site expressly allows access or downloading. You may not remove, obscure, or alter any proprietary notices displayed on or within the Site. All third‑party trademarks and proprietary rights appearing on the Site are the property of their respective owners.
9. Your Content. You retain all rights, title, and interest in and to any information, data, documents, or other materials you upload or submit through the Site or any of the services offered through the Site (“Your Content”). You grant us a non‑exclusive, worldwide, royalty‑free license to use, store, reproduce, display, and process Your Content solely as necessary to provide the Site and any applicable services and to support your use of them.
10. Your Feedback. If you provide us with any suggestions, ideas, enhancement requests, recommendations, or feedback regarding the Site or available services (“Feedback”), you agree that:
    1. We have no obligation to keep the Feedback confidential;
    2. We may use, disclose, publish, or otherwise exploit the Feedback for any purpose; and

• You are not entitled to any credit, compensation, or ownership rights in connection with the Feedback.

 

8. LINKS (AS APPLICABLE)

The Site may provide links to other World Wide Web sites or resources not owned or controlled by us or our affiliates (“Third-Party Resources”). We have no control over the Third-Party Resources, is not responsible for the availability Third-Party Resources, and is not liable for any content, advertising, products, or other materials on or available from the Third-Party Resources. You further acknowledge and agree that your use of the Third-Party Resources is at your own risk and that We is not liable for any damage or loss caused by the Third-Party Resources

YOUR REPRESENTATIONS AND WARRANTIES

9. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK.  THE SITE AND ALL MATERIALS, CONTENT, AND INFORMATION MADE AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.  TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF TITLE, NON INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR COMPLETENESS.  WE DO NOT WARRANT THAT (a) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; (b) ANY DEFECTS WILL BE CORRECTED; (c) THE SITE OR SERVERS THAT MAKE THE SITE AVAILABLE WILL ALWAYS BE IMPERVIOUS TO HARMFUL COMPONENTS. WE DO NOT GUARANTY THE ACCURACY OR COMPLETEDNESS OF ANY DOCUMENTS PREPARED OR PROVIDED BY YOU OR A THIRD PARTY (NOT US) WHICH PASS THROUGH OR ARE UPLOADED TO THIS SITE. YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SITE IS AT YOUR OWN DISCRETION AND RISK.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold us harmless from and against any and all claims, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees) arising from:

1. any false, misleading, or inaccurate information submitted by you (or by anyone using your account, device, or credentials);
2. your violation of these Terms or applicable law;
3. your violation of any rights of any third party; or
4. any disabling device or malicious code introduced through your use of the Site.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT WE AND ANY OF OUR LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES WHATSOEVER ARISING OUT OF OR RELATING TO (a) YOUR USE OF OR INABILITY TO USE THE SITE; (b) ANY ERRORS, INTERRUPTIONS, DEFECTS, OR DELAYS IN OPERATION OR TRANSMISSION; (c) ANY LOSS OF DATA, PROFITS, BUSINESS, OR GOODWILL; OR (d) ANY FAILURE OF PERFORMANCE.  THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, GROSS NEGLIGENCE, STRICT LIABILITY, STATUTE, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  IF YOU ARE DISSATISFIED WITH ANY PART OF THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SITE. 

12. CLASS ACTION WAIVER

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND WE AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE MUST BE BROUGHT ON AN INDIVIDUAL BASIS ONLY.  You (and We) each waive any right to bring or participate in any class action, collective action, mass action, or representative proceeding, whether as a plaintiff, class member, or otherwise. No dispute may be joined or consolidated with any other proceeding involving the claims of other parties.

13. GOVERNING LAW

These Terms, and any dispute arising out of or relating to them, the Site, or your use of or access to the Site, are governed by the laws of the State of Delaware, without regard to conflict‑of‑laws principles. Any legal action or proceeding must be brought exclusively in the state or federal courts located in the State of Texas, and the parties consent to the personal jurisdiction and venue of those courts and waive any objection to forum inconveniens.

14. ADMISSIBILITY OF ELECTRONIC RECORDS

A printed version of these Terms, and of any notice provided in electronic form by us, shall be admissible in any arbitration, judicial, or administrative proceedings based on or relating to the Site to the same extent and subject to the same conditions as other business records and documents originally generated and maintained in printed form.

15. FORCE MAJEURE

We will not be liable for any delay or failure to perform our obligations under these Terms to the extent such delay or failure results from a Force Majeure event. A Force Majeure event includes, without limitation: acts of God; fire; flood; storm; explosion; accident; pandemic or epidemic; war; civil disorder; national or regional emergency; labor disputes (including strikes, lockouts, or work stoppages); or any law, regulation, order, or action of any governmental authority, or any other cause beyond our reasonable control.

16. NOTICES; CONTACT US

All notices under these Terms must be in writing to the contact information below and will be deemed given (a) when received, if delivered personally; (b) when receipt is electronically confirmed, if sent by email or facsimile; (c) the next business day, if sent by a recognized overnight delivery service; or (d) upon receipt, if sent by certified or registered mail, return‑receipt requested.

For questions about these Terms or our privacy practices, please contact us at:

NotaryCam, Inc. or Signature Closers, LLC
1360 Post Oak Blvd., Ste. 100 MC 143
Houston, Texas 77056
[email protected]
(800) 931-7423 (NotaryCam) or 888-677-7462 (Signature Closers)

17. ENTIRE AGREEMENT; SEVERABILITY; NO WAIVER

These Terms, together with our Privacy Policy and any Service-Specific Terms, form the complete and exclusive agreement between you and us and supersede all prior or contemporaneous agreements relating to the Site. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent possible or permitted or, if not possible, severed, and the remaining provisions will remain in full force and effect. Our failure to enforce any provision of these Terms shall not constitute a waiver unless expressly stated in a signed writing.

18. ASSIGNMENT

You may not assign or transfer your rights or obligations under these Terms.
We may assign or transfer our rights and obligations without restriction.

19. SURVIVAL

All provisions of these Terms that by their nature survive termination shall continue to apply, including without limitation intellectual‑property rights, disclaimers, indemnification obligations, limitations of liability, governing law, and class action waiver provisions.